/* Shared guide cards, hub and reading navigation. Scoped to this reading flow. */
.brf-shell,.brf-main,.brf-main *,.brf-home,.brf-home *{box-sizing:border-box}.brf-hub .main-page-wrapper{padding-top:0;background:#f7f9fb}.brf-hub main.wd-content-layout{display:block;width:100%;max-width:1280px;margin:0 auto;padding:0 32px}.brf-main{width:100%;min-width:0;color:#163047;font-family:Arial,sans-serif;padding-bottom:56px}.brf-main a,.brf-home a,.brf-reading-nav a,.brf-reading-end a{text-decoration:none}.brf-main :is(a,input,button,summary):focus-visible,.brf-home a:focus-visible,.brf-reading-nav a:focus-visible,.brf-reading-end a:focus-visible{outline:3px solid #0875e1;outline-offset:4px}.brf-eyebrow{font-size:11px!important;line-height:1.5!important;letter-spacing:1.7px;font-weight:700;color:#087357!important;margin:0 0 12px!important}.brf-breadcrumb{display:flex;gap:10px;font-size:12px;color:#667b8c;margin-bottom:32px}.brf-breadcrumb a{color:#667b8c}.brf-hero{display:grid;grid-template-columns:1.2fr 1fr;gap:65px;align-items:center;padding:34px 0 44px;border-bottom:1px solid #dce5eb}.brf-hero h1{font-size:clamp(38px,4.2vw,56px);font-weight:700;line-height:1.06;letter-spacing:-2px;color:#142e43;margin:0 0 22px}.brf-hero h1 span{color:#0875df}.brf-lead{font-size:17px;line-height:1.75;color:#5b7082;max-width:540px;margin:0 0 24px}.brf-stats{display:flex;flex-wrap:wrap;gap:10px 20px;color:#607586;font-size:12px}.brf-stats strong{color:#19364d;font-size:14px}.brf-start{background:#102d43;border-radius:15px;padding:28px 30px;color:white}.brf-start>.brf-eyebrow{color:#7fd5b7!important}.brf-start h2{font-size:23px;line-height:1.3;color:white;margin:0 0 16px}.brf-start>a{display:flex;align-items:center;gap:14px;color:#fff;padding:16px 0;border-top:1px solid #ffffff20;transition:color .15s}.brf-start>a:last-child{padding-bottom:0}.brf-start>a:hover{color:#8ac7ff}.brf-start .brf-step{font-size:11px;color:#8baec6;align-self:flex-start;padding-top:3px}.brf-start a strong{font-size:14px;line-height:1.4;display:block}.brf-start a small{display:block;margin-top:5px;color:#b9ccda;font-size:12px;line-height:1.5}.brf-start a b{font-weight:400;margin-left:auto;font-size:21px}.brf-library{padding-top:36px;scroll-margin-top:145px}.brf-library-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:24px}.brf-library-head h2{font-size:26px;font-weight:700;letter-spacing:-.5px;color:#163047;margin:0;line-height:1.3}.brf-search{display:flex;gap:8px;width:390px;max-width:100%;flex-shrink:0;margin:0}.brf-search input[type=search]{min-width:0;flex:1;width:100%;height:44px;background:#fff;border:1px solid #cfdce5;border-radius:6px;padding:0 12px;color:#213d52;font:14px Arial,sans-serif;box-shadow:none}.brf-search button,.brf-button{border:0;border-radius:6px;background:#0875e1;color:white!important;font:700 14px Arial,sans-serif;min-height:44px;padding:12px 19px;text-transform:none;letter-spacing:0;box-shadow:none;display:inline-flex;align-items:center;justify-content:center;gap:14px}.brf-search button:hover,.brf-button:hover{background:#0564c4;color:white}.brf-topics,.brf-home-topics{display:flex;flex-wrap:wrap;gap:9px}.brf-topics a,.brf-home-topics a{display:inline-flex;align-items:center;gap:8px;min-height:38px;padding:8px 12px;border-radius:6px;border:1px solid #d6e1e9;background:#fff;font-size:12px;font-weight:600;color:#405c70;line-height:1.3}.brf-topics a span{font-size:11px;font-weight:400;color:#778d9d}.brf-topics a:hover,.brf-home-topics a:hover{border-color:#0875e1;color:#0875e1}.brf-topics a[aria-current]{background:#13384f;border-color:#13384f;color:white}.brf-topics a[aria-current] span{color:#c1dae9}.brf-results{display:flex;align-items:center;justify-content:space-between;gap:16px;color:#6a7e8d;font-size:12px;padding:22px 0 16px}.brf-results p{margin:0}.brf-results strong{color:#203c50}.brf-results>span{white-space:nowrap}.brf-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:stretch}.brf-card{display:flex;flex-direction:column;min-width:0;background:white;border:1px solid #dbe4eb;border-radius:10px;overflow:hidden;box-shadow:0 3px 9px #12334a03;transition:border-color .15s,box-shadow .15s}.brf-card:hover{border-color:#a7c6e0;box-shadow:0 8px 22px #12334a0a}.brf-card-image{display:block;width:100%;aspect-ratio:16/9;background:#eaf1f6;border-bottom:1px solid #e2e9ee;overflow:hidden}.brf-card-image img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}.brf-card-copy{display:flex;flex:1;flex-direction:column;align-items:start;padding:22px}.brf-card-meta{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;font-size:11px;line-height:1.5;margin-bottom:12px}.brf-card-meta a{color:#087357;font-weight:700}.brf-card-meta>span{color:#7a8d9a;white-space:nowrap}.brf-card h3{font-size:19px;line-height:1.4;font-weight:700;color:#19364b;margin:0 0 12px;overflow-wrap:break-word}.brf-card h3 a{color:inherit}.brf-card h3 a:hover{color:#0875df}.brf-card-copy>p{font-size:13px;line-height:1.75;color:#677c8c;margin:0 0 22px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.brf-read{display:inline-flex;gap:12px;color:#0875df;font-size:12px;font-weight:700;margin-top:auto}.brf-read:hover{text-decoration:underline}.brf-service-note{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;margin-bottom:20px;border:1px solid #d5e6ef;border-radius:8px;background:#eef6fb;font-size:13px}.brf-service-note p{margin:0;color:#506b7e}.brf-service-note a{font-weight:700;color:#0875df}.brf-pagination{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin-top:35px}.brf-pagination a,.brf-pagination span{display:inline-flex;align-items:center;justify-content:center;min-width:40px;min-height:40px;padding:8px 12px;border:1px solid #d6e1e9;border-radius:6px;background:#fff;color:#405c70;font-size:13px}.brf-pagination [aria-current]{color:white;background:#13384f;border-color:#13384f}.brf-pagination a:hover{border-color:#0875df;color:#0875df}.brf-empty{padding:50px 20px;text-align:center;border:1px dashed #cbdce8;border-radius:10px;background:white}.brf-empty h3{font-size:23px;margin:0 0 12px}.brf-empty p{color:#607586}.brf-directory{margin-top:40px;border:1px solid #dbe4eb;border-radius:9px;background:white;padding:18px 24px}.brf-directory summary{display:flex;justify-content:space-between;gap:12px;list-style:none;cursor:pointer;font-size:13px;font-weight:700;color:#405c70}.brf-directory summary::-webkit-details-marker{display:none}.brf-directory summary>span{font-size:19px;line-height:1}.brf-directory[open] summary>span{transform:rotate(45deg)}.brf-directory-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px 40px;padding-top:26px}.brf-directory h2{font-size:17px;margin:0 0 12px;color:#19364b}.brf-directory ul{padding-left:17px;margin:0}.brf-directory li{font-size:12px;line-height:1.7;margin-bottom:10px}.brf-directory a{color:#0875df;text-decoration:underline;text-underline-offset:3px}.brf-bottom{display:flex;align-items:center;justify-content:space-between;gap:30px;background:#eaf2f7;border:1px solid #dbe6ee;border-radius:12px;padding:30px;margin-top:36px}.brf-bottom h2{font-size:26px;font-weight:700;color:#19364b;margin:0 0 10px}.brf-bottom p:not(.brf-eyebrow){font-size:14px;line-height:1.7;color:#607586;margin:0;max-width:560px}.brf-bottom-links{display:grid;gap:13px;flex-shrink:0}.brf-bottom-links a{font-size:13px;font-weight:700;color:#0875df}.brf-home{max-width:1280px;width:100%;padding:48px 32px 56px;margin:auto;color:#163047;font-family:Arial,sans-serif}.brf-home-heading{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-bottom:22px}.brf-home-heading h2{font-size:30px;line-height:1.25;font-weight:700;letter-spacing:-.6px;margin:0 0 12px;color:#163047}.brf-home-heading p:not(.brf-eyebrow){font-size:15px;line-height:1.7;color:#607586;margin:0}.brf-home-heading>.brf-button{flex-shrink:0}.brf-home-topics{margin-bottom:24px}.brf-reading-nav,.brf-reading-end{max-width:820px;margin:0 auto 24px;display:flex;flex-wrap:wrap;align-items:center;gap:12px;font-size:13px;line-height:1.7;color:#7a8d9a}.brf-reading-nav a,.brf-reading-end a{color:#0875df}.brf-reading-time{margin-left:auto}.brf-reading-end{padding:24px 0;border-top:1px solid #dbe4eb;margin:30px auto 0;gap:14px 24px}.brf-reading-end>div{margin-right:auto}.brf-reading-end strong{color:#19364b}.brf-reading-end p{font-size:12px;margin:3px 0 0}.brf-visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(min-width:1025px) and (max-width:1199px){.brf-hero{gap:30px}.brf-library-head{align-items:start}.brf-search{width:330px}.brf-card-copy{padding:18px}.brf-card h3{font-size:18px}}
@media(max-width:1024px){.brf-hero{gap:28px}.brf-hero h1{font-size:44px}.brf-start{padding:24px}.brf-library-head{align-items:start;flex-direction:column;gap:18px}.brf-search{width:100%}.brf-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.brf-home-heading{align-items:start;gap:18px}.brf-home-heading h2{font-size:27px}.brf-home .brf-grid>.brf-card:last-child{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr}.brf-home .brf-grid>.brf-card:last-child .brf-card-image{height:100%}}
@media(max-width:680px){.brf-hub main.wd-content-layout{padding:0 20px}.brf-main{padding-bottom:32px}.brf-hero{grid-template-columns:1fr;padding:22px 0 28px;gap:26px}.brf-breadcrumb{margin-bottom:24px;font-size:11px}.brf-hero h1{font-size:43px;letter-spacing:-1.6px}.brf-lead{font-size:15px;line-height:1.7;margin-bottom:20px}.brf-stats{gap:8px 15px;font-size:11px}.brf-start{padding:22px;border-radius:10px}.brf-start h2{font-size:21px}.brf-start>a{padding:14px 0;gap:12px}.brf-library{padding-top:28px;scroll-margin-top:120px}.brf-library-head h2{font-size:25px}.brf-library-head{margin-bottom:20px}.brf-search{gap:7px}.brf-search input[type=search]{font-size:13px}.brf-search button{font-size:13px;padding:10px 14px}.brf-topics{gap:8px}.brf-topics a{font-size:11px;padding:8px 10px;min-height:38px}.brf-results{align-items:start;font-size:11px;gap:10px}.brf-grid{grid-template-columns:1fr;gap:20px}.brf-card-copy{padding:22px}.brf-card h3{font-size:20px;line-height:1.4}.brf-card-copy>p{font-size:14px}.brf-card-meta{font-size:11px}.brf-read{font-size:13px;min-height:30px;align-items:center}.brf-pagination{gap:6px;margin-top:26px}.brf-pagination a,.brf-pagination span{min-width:36px;padding:8px 10px;font-size:12px}.brf-directory{padding:18px;margin-top:28px}.brf-directory summary{font-size:12px;line-height:1.6}.brf-directory-grid{grid-template-columns:1fr}.brf-bottom{flex-direction:column;align-items:start;padding:24px;gap:24px;margin-top:26px}.brf-bottom h2{font-size:25px}.brf-home{padding:36px 20px 40px}.brf-home-heading{flex-direction:column;gap:20px}.brf-home-heading h2{font-size:27px}.brf-home-heading p:not(.brf-eyebrow){font-size:14px}.brf-home-heading>.brf-button{width:100%}.brf-home-topics a{font-size:11px;min-height:38px}.brf-home .brf-grid>.brf-card:last-child{display:flex;grid-column:auto}.brf-home .brf-grid>.brf-card:last-child .brf-card-image{height:auto}.brf-reading-nav,.brf-reading-end{font-size:12px}.brf-reading-time{width:100%;margin-left:0}.brf-reading-end>div{width:100%}}
@media(prefers-reduced-motion:reduce){.brf-card,.brf-start>a{transition:none}}